To cover the entire spectrum of investing via the mutual fund route, we have strategic tie-ups with global Asset Management Companies that offer funds across various asset classes and geographies.
Equity Mutual Funds
An equity fund invests most of its assets in stocks of companies. The fund earns returns from investing in stocks in the form of capital gains (the difference between buying and selling stocks) as well as dividends earned from these investments.
Fixed Income (Debt) Mutual Funds
Such funds invest in interest bearing securities; mainly government securities and corporate bonds. This fund earns returns for its investors from interest income and capital appreciation. Others also rely on the currency appreciation by investing in fixed income securities in foreign currencies. These type of funds usually have lower risk.
Hybrid (Balanced) Mutual Funds
This fund type invests in equity shares of companies as well as debt securities. These are riskier than debt funds and less risky than equity funds.
Exchange Traded Funds
An exchange-traded fund (ETF) is an investment fund traded on stock exchanges, much like stocks.
An ETF holds assets such as stocks, commodities, or bonds, and trades close to its net asset value over the course of the trading day.
Most ETFs track an index, such as a stock index or bond index. ETFs may be attractive as investments because of their low costs, tax efficiency, and stock-like features.
All ETFs have a unique reference number and are identified using their exchange ticker or ISIN code.
A hedge fund is a private, actively managed investment fund seeking to provide returns to investors by investing in a diverse range of markets, investment instruments, and strategies. Hedge funds are usually open-ended, meaning that investors may periodically make additions to, or withdrawals from, their stakes in the fund. Most hedge fund investment strategies aim to achieve a positive return on investment regardless of market direction. Hedge fund managers typically invest money of their own in the fund they manage, which serves to align their own interests with those of the investors in the fund.
Al Saqer Fund [Managed By NBAD]*
Al Saqer is the first locally offered macro hedge fund in the UAE. Its unique investment strategies may encompass the following securities:
- Regional Markets (stocks and bonds)
- International Market (stocks, bonds, commodities, futures)
- Private Equity (local and international)
- Structured Products
Al Saqer's exceptionally broad mandate allows for greater opportunities for realizing diversification of risk. This broad mandate and diversification will allow Al Saqer the ability to achieve consistent returns despite prevailing market conditions. This feature makes Al Saqer unique in the UAE.
The fund has paid 3 exceptional dividends since inception. AED 10 per unit in Dec 2009, AED 5 per unit in July 2012 and AED 5 per unit in March 2013.