Elite Emirati

We offer a specially crafted suite of products and services for our privileged and select Emirati clientele that deeply understands their banking and lifestyle requirements. Whether it is to address their unique wealth management needs seamlessly or provide an exclusive savings programme, comprehensive finance solutions, competitive rates, best in-class mortgage solutions and a host of lifestyle benefits. The Elite Emirati proposition is not a banking relationship but an experience, that has gone through various steps of evaluation and refinement to match your financial goals and ambition.

Global Wealth Management

 We will take you from where you are now to where you want to be - always putting you first. Whether you want to accumulate, protect or pass on your wealth, we delivers innovative thinking, clear insights and high quality products to you while providing access to regional and international financial markets.

Our broad range of powerful wealth management services also cover all key aspects of banking and investments, giving you an interlocking suite of financial solutions to fulfill your financial goals. That's not all; enjoy a dedicated Relationship Manager who is at your service for all your needs. You also get Free banking services such as free current account, free cheque book, free teller services and much more.

Seamless Wealth Solutions Across UAE and Singapore

Get access to both the domestic and Singapore markets with our Global Wealth Management account. Take advantage of the opportunities in the world's leading financial centres with our innovative offshore banking solutions designed to address all your wealth management requirements. Also, get access to our trust and advisory services. In addition, we also facilitate Jumbo Insurance that offers high valued insurance policies up to USD 5 million with the option of a single premium offering you a life cover for the remainder of your life.

Finance Against Shares

Avail short-term finance without liquidating assets. Instant liquidity at your disposal. Having access to surplus funds is always an advantage. Now, you can get up to 50% of your shares listed in Dubai and Abu Dhabi financial markets.

  • Pre-approved
  • Over draft facility
  • Term loan
  • Up to 50% of the current value starting from A ED 100,000
  • Loans at 4% interest
  • Shari'ah compliant option available

Business Financing

We celebrate the pioneering spirit of entrepreneurs. Our Business Wealth division is dedicated to providing specialised financial services for growing enterprises. We can help expand your business in new markets around the world. Our Relationship Manager will help you take advantage of our extensive portfolio. To expand your business – you get financing of up to A ED 20 million to take your business to the next level. Shari'ah compliant products also available.

Win Prizes Worth AED 3.5 Million Annually

We offer the best-in-class credit card product suite including a wide range of co-branded cards with global brands and partners such as Ferrari, Manchester City Football Club and Masdar. FGB Credit Cards also come with unrivalled features and benefits that complement your lifestyle.

  • Free for life credit cards with the low interest rates starting from 1%
  • Complimentary global lounge access at over 70 airports
  • Exclusive money-can't-buy experiences
  • Complimentary upgrade to premium admission tickets at Ferrari World and Yas Waterworld, Abu Dhabi
  • Complimentary valet parking and movie tickets
  • Shari'ah compliant option available

Solutions Deposit

We offer a host of innovative deposit solutions to grow your money. Our suite of path breaking deposit products gives you unmatched flexibility to take advantage of opportunities.

  • FGB Power Plus Account is a current account that works like a fixed deposit giving you the chance to earn returns with no charges on withdrawals
  • FGB Advantage Plus Account is the only fixed deposit that pays all interest upfront and remains unfixed and comes with a host of other benefits
  • Shari'ah compliant deposit products available

Home Finance Solutions

FGB Mortgages' customised solutions make it easy to help you move ahead. Our versatility in products and services give us the expertise to support you, making it even more seamless for you to take care of your needs.

  • Interest rates starting from 3.99% p.a.
  • Option of Equity release on your current house
  • Option of interest only mortgage
  • Access to large loan amounts covering a wide range of needs
  • Simple application procedures
  • Quick approval process
  • Shari'ah compliant option available

Auto Finance Solutions

First Auto is the most convenient and flexible way to own a dream car. With First Auto car loan customers get the most competitive interest rates at the most favourable terms.

  • Up to 5-year loan repayment period
  • Minimum documentation
  • Instant approvals
  • Competitive interest rates
  • Shari'ah compliant option available

Personal Finance Solutions

Whether it's a fun family vacation, education expenses or other big plans, FGB Personal financing help you get closer to your dreams and aspire for more.

  • Attractive loan amounts of up to A ED 5,000,000 upon salary transfer
  • Non salary transfer loan up to A ED 200,000
  • Complimentary Life and Permanent Total Disability insurance cover
  • Competitive interest rates
  • Fast-track approval
  • Minimum documentation requirements

Emirati Al Awwal

Emirati Al Awwal is a Shari'ah compliant saving certificate designed exclusively for Emiratis. Emirati Al Awwal Islamic Certificate encourages UA E Nationals to practice healthy saving habits by offering returns from Mudaraba investments. The programme offers prizes worth A ED 13 million.

World Elite Debit Card

FGB World Elite Debit MasterCard® is more than just a debit card; it's a bouquet of personalised services for life's most memorable moments. The Debit Card that empowers you to explore the places and pursuits that mean the most to you.

Lifestyle Elite Concierge

Your gateway to a personalised, complimentary and exclusive global luxury lifestyle, all year round.

  • A 24-hour concierge service
  • Exclusive team of personal Elite Account Managers across the world
  • Retains discretion, promotes exclusivity and full-time assistance

Alternate Channels

We understand that easy access to products and services is an invaluable part of the banking experience.

Smart Call

Smart Call service is simple to use and customer-friendly and enables customers to access bank accounts and credit cards at any time. This service comes absolutely free of charge.

Exclusive Elite Emirati Call Centre number: 800 50000 and 800 30000.

Smart SMS

Smart SMS, the mobile banking service, is an easy way of banking through mobile phones. The 'Smart SMS' offers customers a range of instant services and requests.

Smart NET

SMART NET is the online banking service that provides instant and convenient access to your Account(s) and Credit Card(s) details.

In addition to the above alternate channels you have special access to information about our Emirati exclusive products and services on http://www.fgb.ae/en/consumer-banking/elite_emirati.aspx